| Finance Options |
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Applying for finance only takes a few minutes and your financial approval will be turned round within seconds. Below are some example calculations for the finance plans we offer. If you have any further questions or any comments you would like to make then get in touch with our sales team on 02476 222 622.
Spread your cost with an affordable range of Online Finance Options
from V12 Retail Finance
Hifix.co.uk offers a number of different finance options in conjunction with V12 Retail Finance. Finance is available on all purchases over £400.00.
Hifix.co.uk offers an ease and convenience with our latest range of affordable online finance options. Spread the cost with the new Take 10 Plan, or simply choose a great low rate on our Classic Credit Plan. It’s an easy and affordable way to purchase the latest technology you want - today!
After you have chosen the products you like and to make a purchase using V12 Retail Finance, simply continue to shop online, enter your address details as normal, select the finance option when you reach the payment page and then select apply.
| Credit Conditions: |
In order to apply for credit
with V12 Retail Finance, you must:
- Be ordering a total greater than £400.00
- Be at least 18 years of age and under 85
years of age.
- Be either:
- in full time employment (i,e. 16 hours,
or more, per week) or
- self-employed or
- retired and over 50 years of age or
- in receipt of an invalidity or disability
allowance.
- Have been a UK resident for 12 months or
more.
- Be able to make repayments by direct debit
- Provide your previous address if you have
lived at your current address for less than
3 years.
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You must complete the V12 Retail Finance application form to ensure that your application form is successful; otherwise the application maybe declined.
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Take 10 Finance Option
If you’re looking for an easy to manage and affordable option then Take 10 is the perfect choice. Simply make a 10% deposit at the point of purchase and then make 10 equal monthly repayments thereafter. It’s great for those wishing to take finance over a short period, making it affordable and hassle-free. Plus, there’s no service or settlement fee with the ‘Take 10’ option.
Take 10 Finance Representative Example:
The example below is based on a cash price of £1,000.
| Cash Price (Min £400) |
£1,000 |
| 10% Deposit |
£100 |
| Amount of Credit |
£900 |
| 10 Monthly Instalments of |
£100.00 |
| APR |
26.3% (Representative APR) |
| Total Amount Payable |
£1,100 |
| Total Charge for Credit |
£100 |
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Low Cost Classic Credit Finance Option
An affordable choice with a competitive APR of just 15.9%, this low cost, classic finance package is a great option for customers wishing to purchase the latest technology today.
Spread the cost of your purchases with 24 equal monthly repayments with this interest bearing straightforward personal loan - an ideal finance option for those wishing to make regular, low cost payments for their purchases over a longer period of time.
Classic Credit (24 Months) Representative Example:
The example below is based on a cash price of £1,000.
| Cash Price (Min £400) |
£1,000 |
| 10% Deposit |
£100 |
| Amount of Credit |
£900 |
| 24 Monthly Instalments of |
£150 |
| APR |
15.9% (Representative APR) |
| Total Amount Payable |
£1145.68 |
| Total Charge for Credit |
£145.68 |
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Please note: The loans attract interest which is calculated daily and debited monthly in arrears on each monthly instalment date. In calculating the APR, no account has been taken of any variation which may occur in the Interest Rate. When calculating the 10% deposit, the amount you pay may be slightly more than 10% as the figure is adjusted to give rounded loan amounts. Total order value must exceed £400 inc. VAT to be eligible. Credit is subject to status. Written quotations are available upon request.
Interest Free
Interest Free Option (6 Months) Representative Example:
The example below is based on a cash price of £1,000.
| Cash Price (Min £400) |
£1,000 |
| 10% Deposit |
£100 |
| Amount of Credit |
£900 |
| 6 Monthly Instalments of |
£150 |
| APR |
0.0% (Representative APR) |
| Total Amount Payable |
£1,00.00 |
| Total Charge for Credit |
£0.00 |
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If you have any questions or queries or require any help in completing your agreement, please contact us on 02476 631 707 between 9.30am - 5.30pm Monday to Friday or info@hifix.co.uk
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